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In lower Delmas, Port-au-Prince, four different lotto
booths stand side by side.
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Lottery is an enormous business
in Haiti, occupying as many or more storefronts than the ever-present
mini-market. The lottery stalls ubiquitous throughout the country are a
brightly painted indicator of the familiarity and frequency of this
transaction. Haitians spend as much as $1.5 billion per year at the over 35,000
independently owned lottery stalls in urban and rural areas. That comes to more
than $220 per year for each individual over the age 15, a staggering figure in a
country where the per capita GDI is $810. Deeply entrenched in Haitian culture, a wager
represents the hope to win a transformational sum, a message from ancestral
spirits, or simply the desire to avoid seeing one’s regular numbers drawn
without having bought a ticket.
The traditional lotto game in
Haiti, or bòlèt, is based on the
numbers drawn in the NY state lottery every midday and evening. The player
chooses one, two, or three numbers from 0 to 99 and decides on a wager amount,
from 1 to 200 Gourdes. Winning numbers payoff at 10, 30 and 50 times the wager,
depending on which of the three numbers matches. Some lotto stalls also offer variations
on this game with lower odds of winning but higher winning payouts.
Many Haitians would identify
gambling as a vice, even as they join a large portion of their countrymen in
placing a bet. In informal focus groups, about half of those interviewed
admitted to playing on a regular basis. Frequent players describe betting twice
a day, seven days a week, and spending 100-300HTG ($2-6) daily. Clearly,
playing the lottery has negative returns, so why do Haitians play so widely and
frequently? Is the decision to play rational or behavioral? How can this
motivation be leveraged for more productive financial tools? This is the
initial question driving our research.

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